See If Lowtility Is Right for You

Answer a few simple questions and find out whether this approach could help you buy a home without draining your savings.

  • No obligation

  • No commitment

  • Just clarity

Let’s Learn a Little About

Your Situation...

Lowtility is a good fit if:

  • You want to buy a home but cash feels like the biggest hurdle

  • Down payment or closing costs are holding you back

  • Monthly bills already feel tight

  • You care about total monthly cost, not just approval

This may not be a fit if:

  • You’re just browsing with no plans in the next year

  • You’re looking for a solar-only loan

  • You’re not open to reviewing your numbers

What Happens Next?

Our coaching system is packed with powerful tools designed to help you gain clarity, stay motivated, and take meaningful action. Every resource inside the Goal Setting Blueprint is created to give you structure, direction, and confidence.

We review your situation

We take a look at what you shared to understand your goals, timeline, and biggest affordability concerns.

We look at affordability, not pressure

We’ll be honest about whether this approach could help — and say so if it’s not the right fit.

We explain your options clearly

No matter the outcome, you’ll understand your options and next best step moving forward.

If it works → great
If it doesn’t → you still leave with clarity

Client Reviews

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© 2025 Lowtility. All Rights Reserved.

Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1165 East Wilmington Avenue, Suite 250 Salt Lake City, UT 84106